Hi, I have created a new apple Id but I don’t have any credit card. I can’t enter the app store because I have to feel in the gab with a code for ITunes gift cards and ITunes gifts. On my IPad there is no a choice not to use a credit card. I tried to solve this problem through ITunes on my computer but there is the same situation. When I enter the web-site www.icloud.com my computer is freezing. It is very hard to do something. When I open the settings there is a combo box with 3 elements but neither jaws nor nvda read the element I need. The element which allow not to use a credit card. Could you give me a piece of advice what I have to do in this situation?