I have set this to headphones and car and also tried it with the setting to headphones only. It reflects the same setting under Phone and Siri and the Facetime setting for this. However, VoiceOver still announces the caller name when not connected to Headphone OR Car. Is this setting broken?
P.S. This issue is as old as with IOS 18 it's just getting on my nerves now as my whole office knows who is calling me and since I have kept really funny names for people like White ass and sugar bums this is really embarrassing